Keeping your home
Deal with rent arrears
If you're behind with your rent payments, you can find out about:
- dealing with rent arrears
- your rights as a tenant if you're behind with your rent payments and your mental illness is a disability on the Shelter Scotland website
Deal with mortgage arrears or repossession
You can get support if you're having mortgage difficulties and you're worried you might lose your home.
Get advice:
- if you cannot afford to pay your mortgage
- on dealing with mortgage arrears on the Shelter Scotland website
Get home owner help from the Scottish Government
An independent money advisor can help you apply to the Home Owners' Support Fund run by the Scottish Government to help you stay in your home by:
- reducing your mortgage repayments by buying up to 30% of your home; or
- buying your home, allowing you to become a tenant
To find out if you're eligible for the Home Owners' Support Fund and to apply, you must visit an approved money adviser.
Get legal help
If you need legal advice about mortgage difficulties, going to court or repossession, you might be eligible for legal aid.
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