If you miss rent payments you'll owe your landlord money. This is called being in 'rent arrears'.
Your landlord could evict you if you fall behind with your rent. You could lose your home.
Get help as soon as possible.
Talk to your landlord
Talk to your landlord as soon as possible if you miss rent payments.
If you live in private rented housing
Talk to your landlord about what you can afford.
They must make reasonable efforts to agree a repayment plan with you.
They're more likely to be sympathetic if they know you're trying to pay back the money you owe.
If you live in social housing
If you live in a housing association or council house, contact your landlord. You’ll get advice on:
- agreeing a reasonable plan to pay your arrears
- claiming any benefits, grants or other money you may be entitled to
- where to go for help with money and debt
How to contact your landlord
If you live in a housing association house, you can find the contact details of your landlord on the Scottish Housing Regulator's website.
If you live in a council house, visit your local council’s website to get rent arrears advice:
Benefits to help with housing costs
You could get:
If you're on a low income, it can pay for all or part of your rent. How much you get depends on your income and circumstances.
Apply for Universal Credit on GOV.UK.
You can make a new claim for Housing Benefit if you're either:
- of state pension age
- living in sheltered, supported, or temporary housing
Discretionary Housing Payment
You may be able to get a Discretionary Housing Payment if you get Housing Benefit or Universal Credit and still cannot afford to pay your rent.
Check what benefits you could get
Check you're getting all the benefits you're entitled to.
Get free debt and money advice
You can also get information and advice about dealing with rent arrears from:
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