Get a self-build loan in Scotland

Last updated: 16 October 2018

The Scotland Self-Build Loan Fund will run for 3 years and offer loans of up to £175,000 to help with construction fees for self-build projects.

You'll be able to get the fund in both urban and rural areas.

Who can apply

You'll need to make sure that you:

  • show that you cannot access standard bank lending to cover construction costs
  • own a plot of land to build on or have a contract to buy the land
  • have planning permission and a building warrant in place to allow work to start

The fund cannot be used to cover the cost of buying land.

How to apply

You can apply to the Scotland Self-Build Loan Fund online.

Apply now

Visit the Highlands Small Communities Housing Trust website to find out more about the Scotland Self-Build Loan Fund.