More help with money problems

You can also get advice for money problems from:

• Money Talk Team – get help to make sure you're claiming everything you're entitled to and advice to help you make the most of your money
• National Debtline – get free, confidential and independent debt advice on 0808 808 4000
• Citizens Advice Scotland – visit your nearest bureau to speak to somebody face-to-face, or call 0845 450 0351
• Shelter Scotland – call the free helpline for housing advice on 0808 800 4444
• Money Advice Scotland – find details of agencies that give independent financial advice

Find out about call charges.