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Information for lenders and IFAs


The Help to Buy (Scotland) schemes are now closed.

Repayment of Scottish Government Equity Share

There is no set deadline for buyers to repay their equity support to the Scottish Government.

The scheme runs on indefinitely and purchasers can decide to buy back all or some of the Scottish Government's equity stake in their home whenever they want.

However, the buyer will need to pay back the full equity support in certain situations, such as if they decide to sell their home.

The value of the equity to be repaid is based on the value of the property at the time of the repayment.

Further information

More information for lenders and Independent Financial Advisers can be found in the After Sale Shared Equiry Procedures Guidance on

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