Getting help to buy your home
There are a number of Scottish Government schemes set up to help you buy a new home if you can't afford one.
The scheme that's right for you depends on what type of home you want to buy and how much of the total cost you're able to cover.
The current schemes available are:
Open Market Shared Equity scheme
If you want to buy an existing home that's on sale the Open Market Shared Equity scheme lets you pay a 60-90% share of the cost while the Scottish Government holds the rest of the share.
New Supply Shared Equity scheme
If you want to buy a brand new house that's being built, the New Supply Shared Equity scheme lets you pay a 60-80% share of the cost while the Scottish Government holds the rest of the share.
Shared Ownership scheme
If you want to buy a home but your income is low, shared ownership lets you own a 25%, 50% or 75% share of a home. The rest is owned by a housing association, and you pay them an 'occupancy charge' to live in it.
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