Repossession

Repossession is when your lender takes court action to sell your home to get back the money you owe them.

You may be able to postpone or stop your home from being repossessed.

how to deal with mortgage arrears
how repossession works and how to negotiate with your lender
your rights if you live in the property but didn't take out the mortgage (for example, if it was your partner)
how to ask the court for an order to stop or delay your lender from repossessing your property, and how the court decides
what happens after the repossession, including support to find a new home

Contact Shelter Scotland

You can get free housing advice from Shelter Scotland.

Phone: 0808 800 4444 (9am to 5pm, Monday to Friday)

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