Help if you're made redundant
There are options to help you look after your money and return to work if you're made redundant.
Understanding redundancy
Know your rights
Read what you may be entitled to – like redundancy pay and a consultation with your employer.
Redundancy: your rights – GOV.UK
Find advice on notice periods, gardening leave and time off for job interviews.
Your legal rights when facing redundancy – the Money Advice Service
Get information on what your employer is meant to do if they make you redundant.
Redundancy procedures your employer must follow – Citizens Advice Scotland
Get one-to-one advice from Partnership Action for Continuing Employment (PACE), a free redundancy support service from the Scottish Government.
PACE – My World of Work
Get redundancy pay
You're normally entitled to statutory redundancy pay if you're an employee – someone who works under an employment contract – and you've been working for 2 years or more.
Lay offs and short-time working
Your employer can ask you to stay at home or take unpaid leave if there's not enough work for you.
A lay-off is if you're off work for at least 1 working day. Short-time working is when your hours are cut.
Looking after your money
Look for a new job
Find out what support's available if you want to try a new career.
Changing your career following redundancy – the Money Advice Service
Search for jobs, get help with your CV and find learning and training opportunities.
My World of Work – Scotland's national careers website
You can look for jobs using Universal Jobmatch. Register to save job searches, upload your CV and set up email alerts.
Universal Jobmatch – GOV.UK
Claim benefits
Find out what benefits you can get and how to claim.
Benefits calculators – GOV.UK
Create a budget
Get on top of your budgeting if you're out of work.
Out of work checklist – the Money Advice Service
Manage your debts
Get tips on keeping up debt repayments.
Managing debts if you've lost your job – the Money Advice Service
Create a personalised action plan to help you look after your money.
Money Steps online tool – National Debtline
Money Talk Team
The Money Talk Team is a service that offers money advice to older people and families.
It helps explain how to make the most of your income and make sure you're not paying more than you need to for services like gas, electricity and internet.
It can help you find out:
- what benefits you can get
- how to save money on your bills
- what other money you may be entitled to
You can chat to the Money Talk Team by calling 0800 085 7145, or by setting up a meeting to your local Citizens Advice Bureau.
Keeping your home
Deal with rent or mortgage arrears
Find out how to deal with rent arrears if you live in private, council or social housing – including what help you can get to pay your rent.
Read our guide on dealing with rent arrears.
If you're experiencing mortgage difficulties and you're worried about losing your home, there is support available to you.
Read our guide for home owners with mortgage difficulties.
Deal with repossession
Find advice on what to do if your home is being repossessed.
Repossession advice – Shelter Scotland
If you need legal advice about mortgage difficulties, going to court or repossession, you might be eligible for legal aid.
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