Get independent advice
There are a number of organisations that can offer independent advice online, face-to-face or over the phone.
Scotland's Financial Health Service – find information and advice on debt, managing money, housing, homelessness and ethical lending
Keeping your Home – gives advice to home owners to help prevent repossessions
National Debtline – get free, confidential and independent debt advice on 0808 808 4000
Citizens Advice – visit your nearest bureau to speak to somebody face-to-face, or call 0808 800 9060
Shelter Scotland – call the free helpline for housing advice on 0808 800 4444
Money Advice Scotland – find details of agencies that give independent financial advice, call 0141 572 02
Speak to a money adviser
Money advisers can give confidential, independent and reliable advice about your situation.
Search for money advisers in your area.