Getting help to buy your home

If you want to buy an existing home that's on sale the Open Market Shared Equity scheme lets you pay a 60-90% share of the cost while the Scottish Government holds the rest of the share.

If you want to buy a brand new house that's being built, the New Supply Shared Equity scheme lets you pay a 60-80% share of the cost while the Scottish Government holds the rest of the share.

If you want to buy a home but your income is low, shared ownership lets you own a 25%, 50% or 75% share of a home. The rest is owned by a housing association, and you pay them an 'occupancy charge' to live in it.

The Help to Buy (Scotland) Affordable New Build scheme helps buyers to buy a newly built home without having to fund the entire price. The Scottish Government takes an 'equity stake' of up to 15% of the home's property and you can pay this back at any time.