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Debt solutions

Debt solutions include bankruptcy, the Debt Arrangement Scheme (DAS) and trust deeds. You should always get independent debt advice before you choose a debt solution.

  1. Get free debt advice

    The Scottish Government helps to fund organisations to give free debt advice. Check where you can get advice by phone, online or face to face. 

  2. Bankruptcy

    Guide to bankruptcy and how to apply.

  3. DAS

    Guide to the Debt Arrangement Scheme (DAS) and how to apply.

  4. Trust Deeds

    Guide to trust deeds and how to apply

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