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Debt Arrangement Scheme (DAS)

Guide to the Debt Arrangement Scheme (DAS) and how to apply.

  1. Get free debt advice

    The Scottish Government helps to fund organisations to give free debt advice. Check where you can get advice by phone, online or face to face. 

  2. DAS guide

    What you need to know about Debt Arrangement Scheme (DAS) in Scotland. Check where to get free Scottish Government funded debt advice, how DAS can affect your credit rating, home and assets.

  3. How to apply for DAS

    Step-by-step guide on how to apply for a debt payment programme through DAS in Scotland.

  4. Appeal an AiB decision

    How to appeal an AiB decision (ask for a 'review').

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