Money and tax Includes guidance on Income Tax, Self Assessment, National Insurance and debt. Consumer rights and complaints Consumer protection and rights for goods and services – includes staying safe online and refunds. Income Tax rates and Personal Allowances Find out about Income Tax rates and Personal Allowances, including the Scottish rate of Income Tax. Inheritance Tax Dealing with Inheritance Tax, paying your Inheritance Tax bill and Business Relief for Inheritance Tax. Make an appeal to the Tax Chamber How to appeal if you disagree with a decision made about Lands and Buildings Transaction Tax or Scottish Landfill Tax. Money and debt Financial advice, court claims, bankruptcy and business debt. See recent Tax Chamber decisions See decisions on appeals against decisions on Land and Buildings Transaction Tax and Scottish Landfill Tax. Self Assessment Includes filing, deadlines, pay and tax records. Self-employed National Insurance rates Find out how much, and how, to pay National Insurance if you're self-employed. VAT Includes reporting VAT fraud and building a new home.