Apply for a moratorium

Last updated: 9 August 2019

If you're thinking of applying for bankruptcy, a trust deed or a debt arrangement scheme but need more time to think about it, you may want to apply for a moratorium.

This is a six-week period of debt relief where you're protected from legal action by any creditors you owe money to.

Visit Accountant in Bankruptcy's Register of Insolvencies to:

  • get more information on how moratoriums work
  • apply for a moratorium