EIB - Intermediated Loans for SMEs

The European Investment Bank provides intermediated loans to support the on-lending of its money by ordinary banks for capital investment by small and medium-sized enterprises (SMEs) and for the infrastructure projects of local authorities.

EIB funding is allocated through intermediary banks.

  • To be eligible, total project costs cannot exceed €25 million.
  • The EIB's contribution can finance up to 100% of the project cost; however, it cannot exceed €12.5 million.
  • Loans are repaid over a period of between two and 12 years, depending on the economic life of the project.