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Bankruptcy Restriction Orders

If you're made bankrupt, you will usually be discharged from bankruptcy after one year.

If your behaviour during that time is considered dishonest, you could be reported to the Accountant in Bankruptcy (AiB). If this happens, AiB may apply to the sheriff for a bankruptcy restriction order against you.

These restrictions will continue to take effect after you have been discharged from bankruptcy. A restriction order can last from 2 to 15 years and means you can't:

  • act as a director of a company
  • act as an MP, MSP or as a member of a local council or a Justice of the Peace
  • act as an insolvency practitioner
  • borrow more than £500 without telling the lender you're bankrupt

You can check the Register of Insolvencies to find out when the restrictions end.

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