APS Business Finance

Unsecured business finance of up to £100,000 is available to UK small and medium-sized enterprises in the form of merchant cash advances.

Merchant cash advances of up to £100,000 are available.

Unlike regular bank loans, there is no term or fixed weekly/monthly repayments attached to the finance. No security is required to access an advance, and there are no interest charges or APRs. A single all-inclusive fee will be charged for the advance, which will cover all administrative and other expenses.

Repayments are linked to sales made; businesses pay a small portion of the sales generated through the card terminal (typically 5-20%) which then reduces the balance outstanding.

Further, ongoing funding is available to businesses once 70% of the original advance is repaid.